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Treating Customers Fairly (TCF)

The directors, consultants and support staff of Streets Financial Consulting plc are committed to providing the highest standard of financial advice possible. As a firm we take very seriously the requirements of the Financial Services Authority, in particular the requirement to treat our customers fairly.

We strive to do this in all that we do

We undertake that all of our actions will be guided by the principle that the interests of our customers are paramount. Our systems and procedures are designed to place our customers at the heart of our business.

In our dealings with you you can expect that

• We will be open and transparent in the way we deal with you
• We will not place our interests before yours
• We will communicate clearly and without the use of jargon
• We will inform you of our charges before undertaking any work for you
• We will deal with any complaints promptly and fairly

As examples of how the principles and guidelines mentioned above work in practice in our business we set out below details of what you can expect from us in various areas of our business.

When we give advice

We will only recommend suitable investments and other products after finding out sufficient information about your circumstances to be able to advise properly.

Our advice will be guided only by what is best for our clients.

We will set out in writing and in clear concise terms why we have recommended any particular investment or product.

We will inform you in advance of our fees and how these should be paid. If any commission is paid because you invest in any product or investment then we will tell you how much this is.

In the event that there is any conflict of interest between you and us we will tell you about this as soon as we can after becoming aware of this.

We will keep comprehensive records of our dealings with you and will record your attitude to risk.

Where appropriate, and where separately contractually agreed between us, we will monitor your investments and other financial products and contact you to let you know how they are doing.

Regardless of the existence of a separate contractual service agreement between us (see our terms of business) we would endeavor to do this on a regular basis as part of our normal service standards.

When we deal with you

When you contact us you can expect that we will be polite and courteous.

All our staff are trained in dealing with our customers and in treating them fairly.

When we write to you we will be clear and straightforward; we will try not to use jargon and technical terms.

We will be happy to discuss or clarify any matter.

You can expect that all our staff are trained properly for their roles. All our advisory staff are qualified financial advisors and are fully trained in respect of the investments and products they advise on.

When things go wrong

If you complain about any aspect of our service then you can expect that your complaint will be dealt with professionally, impartially and in accordance with the rules laid down by our regulator, the Financial Services Authority.

We are insured as required by the rules laid down by the Financial Services Authority.

We will provide details of our complaints policies and procedures on request.

We hope that you find using our services a pleasant and straightforward experience.

We always welcome comments and observations about the way we deal with our clients and would encourage you to contact us if you have any comments on the way we deal with you.