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Calculators

Pension Calculators

Pension Premium
Calculate projected fund, projected pension and shortfall figures

Pension Audit
This calculator will help highlight how close to your target you are with regard to establishing a decent pension

State Pension
Indicates how valuable the State Pension will be to you in your retirement

Levels and basis of, and reliefs from taxation are subject to change. Tax reliefs referred to are those currently applying and their value depends upon the individual circumstances of the investor.

Tax Calculators

Income Tax

Inheritance Tax
This deals with most single people and married couples who plan to pass assets to each other on first death, and then to children. No large (tens of thousands of pounds) bequests to children on first death. No important business interests.

Car Tax
Do you drive lots of miles and have a big engined or high performance car? You could be in for a shock.

Levels and basis of, and reliefs from taxation are subject to change. Tax reliefs referred to are those currently applying and their value depends upon the individual circumstances of the investor. The FSA does not regulate some forms of taxation advice.

Mortgage Calculators

Accelerated Repayment
This calculator shows you how, if you can afford an extra few pounds a month, you can save thousands of pounds over the term of the mortgage. It is best used by people who already have a mortgage, or who at least have an idea as to how much they will borrow, at what rate, and how much extra they could afford each month.

Amortization

Effect of Interest Rate
The monthly cost of a given interest rate.

Repayment vs Investment
This calculator allows you to explore the relative advantages and disadvantages of each given your attitude to future growth and risk.

Maximum Borrowing
This simply indicates the main income multiples used by lenders when deciding whether or not to offer you a mortgage.

Loan Calculator
Monthly and total costs for an APR based HP or Credit Agreement.

Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Services Authority does not regulate loans or some forms of Mortgage.

Investment Calculators

Monthly Premium
Calculate future fund values based on monthly premiums

Annual Premium
Calculate future fund values based on annual premiums

Single Premium
Calculate future fund values based on single premiums

Financial Planning

Protection

This simple calculator highlights those areas of insurance that affect most people.